We assist all SA Government employees with more affordable Novated Leases.

All SA Government employees have the choice of where to purchase, finance and insure a vehicle on a Novated Lease. This choice can save you thousands. The following explains how we have been helping SA Government employees with this choice for over 15 years.

Get started by comparing a quote against our calculator below!

Novated Lease in Adelaide
SA Government Novated Leasing

How does this choice work and how does Vehicle Solutions help?

Vehicle Solutions Australia have provided thousands of SA Government employees with more affordable Novated Leases for over 10 years. In 2012 SA Government made the decision to give a sole provider the contract for the “Administration Only” function of their Salary Packaging services. However the government mandated that ability for all employees to retained the right to find their own car, lease (finance), and insurance under what is termed a “Self Managed” Novated Lease arrangement.

But what are the differences between a “Self Managed” Novated Lease and a “Managed” Novated Lease; and where does Vehicle Solutions Australia fit into this process?

We assist many employees every month with this choice. Please use our calculator to see how much you’ll save, then with our fast, efficient, and personal service we’ll have you driving your new car within days.

One phone call can save you thousands! Call 1300 990 880 or request a call back by clicking the button below.

What is a “Self Managed” Novated Lease?

The main differences between a “Self Managed” and “Managed” Novated Lease are:

  1. You get one fuel card (BP) rather than three (You always have the options to pay for your own fuel with discount vouchers and claim the cost back via the providers app. most cliams are paid within 24-48hrs);
  2. You are required to pay for your annual scheduled service, insurance renewal and registration renewal yourself and claim these expenses back through the provider’s online app.  
  3. You get the choice of Novated lease financier. Always two months in arrears and follows standard ATO leasing requirements.
  4. You get the choice of insurer.

“Self Managed” option has a Lower Fee

The “Self Managed” option only costs $180 per year. This is significantly lower than the “Managed” option. With the “Managed” option you are paying for a “Vehicle Management Program” of $198 per year included in your vehicle maintenance budget.  STOP paying for something that you normally do yourself. For 3 to 4 simple online claims each year, you will save yourself a vehicle management fee, but more importantly you could save thousands a year more with a more affordable lease payment. Get a quote on our calculator to see the difference per fortnight.

Facts about “Self Managed” Novated Leasing

  • FACT : Your current Salary Packaging provider does not have to sole contract/right to provide Novated Leases to SA Government Employees. There is a very big difference between the car finance (the Novated lease) and the Salary Packaging (the Deductions and Administration). Your provider only has the right to the administration of the Salary Package payments NOT TO ARRANGE THE NOVATED LEASE.
  • FACT : You still retain the right to find your own vehicle (dealership of your choice), finance (Novated Lease) and your choice of insurance provider.
  • FACT : This right to choice can save you thousands more over your lease term.

We have established a separate section of our website and online calculator for SA Government employees. Our calculator provides instant accurate quotes that don’t require your personal details. This means you can do as many quotes on as many cars as you need without any pressure.

How do we save you more?

Our car prices are cheaper and our finance is much cheaper! The finance is called a Novated Lease and this is where you have a choice and can save more over the lease term. The South Australian Government has ensured that competition and choice are still an option for all employees when leasing a vehicle through Salary Packaging.

To see how much you will save use our online calculator to get an accurate quote in seconds. We are one of the only leasing providers to offer a no obligation quote system that does not require any personal details, so you can quote as many times as you like, however we are always here to help on 1300 990 880 when you need us.

If you want to save even more try our unique car buying site called Motorbuys. Simple go to www.motorbuys.com.au. This service is free and can save you thousands off the price of a new car. This means you will save even more on your lease payments.

Need more information or just want to work out how Salary Packaging a car can work for you please call us on 1300 990 880 anytime.

Use our calculator above to compare your current quote. We can save you thousands. Our quote takes seconds to use and is 100% accurate.


Whilst all efforts have been made to provide the most accurate results possible, these figures are based on the information you have provided and should only be used as an example. The example includes scheduled servicing, tyres, registration, lease payments, fuel and Comprehensive insurance. Prior to signing any documents you will be provided with a copy of all the paperwork including this estimate, finance terms and conditions and a copy of the insurance Product Disclosure Statement and the company’s Financial Services Guide. Prior to this you can view or download a copy of our FSG and insurance PDS files in our “FORM’s” section on this website to assist you in making an informed decision.


If you have any questions or concerns regarding this example please complete the enquiry form on our contact page or phone 1300 990 880. A member of our Salary Packaging team will be back with answers with 2 working hours.